The Vero Blog

Ask any lender running an inventory or floor plan program how it feels right now and you’ll usually get some version of: “Great economics, painful operations.” The structure is attractive, the fee income is real, but the moving pieces can make even seasoned credit teams sweat.

Walk into almost any commercial lending group today and you’ll see a weird split-screen reality. On one side: sophisticated funding strategies, creative inventory finance structures, and board pressure to grow earning assets. On the other: Excel, email threads, a 15‑year‑old loan system, and a handful of analysts duct‑taping it all together. The bigger and more complex the portfolio gets, the more obvious that gap becomes.​

If you run floorplan or wholesale finance, 2026 is not the year to sign another 7‑year monolithic LMS contract. It is the year you put an orchestration layer in front of everything and start “hollowing out” that LMS instead of ripping and replacing it.

Over the last decade, many wholesale and equipment lenders have turned their loan management systems into “one‑of‑one” builds with custom screens, scripts, and integrations layered on top of Solifi, DataScan, or homegrown cores. It solved short‑term workflow gaps, but it also created a shadow system that has to be re-engineered every time the underlying platform moves—upgrades, roadmap shifts, or, now, major acquisitions like Solifi and DataScan.​

When did "tech stack" become synonymous with "tech debt"? Ask any asset finance pro juggling loan management, title workflows, CRM spaghetti, and audit modules: half the job is matching up systems that refuse to make nice with one another. Sure, Lending-as-a-Service made programs faster to launch and easier to run, but now, lenders want their platforms to actually sing, not just hum in the background.​

If you've ever wondered how car dealerships keep their lots full of inventory without draining their bank accounts, wholesale finance is your answer.Also called floor plan financing or inventory financing, wholesale finance is how dealers pay for the vehicles sitting on their lot right now. The ones customers will (hopefully) buy next week, next month, or sometime this quarter.

DataScan by Solifi – two established finance tech providers merging under one banner. If you’re a current Solifi or DataScan client in the wholesale, equipment, or auto finance world, you likely felt a jolt when the news hit. Solifi, a major secured finance software provider, has acquired DataScan, the long-time leader in floorplan (wholesale) lending and inventory risk management. In plain terms, two of your key technology vendors just decided to join forces. That raises an important question: what does this consolidation mean for you and your operations?

In an industry built on precision, control, and long-term relationships, change does not come easily. Yet across equipment finance, lenders are being asked to deliver more, faster. Borrowers expect instant decisions, digital transparency, and flexible credit structures, while institutions must still protect margins and meet compliance obligations.

In Europe, stock financing has become a vital tool for manufacturers, distributors, and dealers who need access to working capital without straining cash flow. Known in the U.S. as wholesale or floor plan financing, this model allows businesses to purchase and hold inventory—vehicles, machinery, agricultural equipment, or consumer goods—while paying the lender back only after the stock is sold.

Vero Technologies, a leading provider of modular lending technology solutions, today announced its participation in the Equipment Leasing and Finance Association's (ELFA) Innovation Lab Conference & Exhibition 2025, taking place September 8-10 in Denver, Colorado. CEO and Co-Founder John Mizzi and VP of Partnerships Jason Bartz will represent the company, demonstrating how Vero's open-architecture platform is transforming operational efficiency for equipment finance companies nationwide.

Vero Technologies, a leading provider of modular lending technology solutions, and Accend, an AI-powered credit and underwriting platform, today announced the launch of their NextGen Leaders Dinner Series, an exclusive forum designed to connect and empower the next generation of decision-makers in wholesale and asset finance.

On September 23, 2025, Solifi announced its acquisition of DataScan, the 1,000 pound gorilla of North America’s wholesale finance and inventory risk platforms. The stated aim: combine DataScan’s floorplan/risk capabilities with Solifi’s broader secured-finance software to deepen coverage across auto and equipment lending.