The Vero blog

Floor plan lending is one of the few corners of financial services where 2005-era workflows are still considered normal. Spreadsheets. Manual audits.

Many wholesale lenders spend 6,000+ hours a year on title intake, vaulting and release. How workflow automation cut turnaround from 48 hours to 4.

If you run floorplan or wholesale finance, 2026 is not the year to sign another 7‑year monolithic LMS contract.

How do dealerships keep lots full without draining cash? Wholesale finance, also called floor plan financing, explained simply for dealers and lenders.

In an industry built on precision, control, and long-term relationships, change does not come easily.

For years, Salesforce has been the go-to platform for financial institutions looking to digitize complex processes.

Hidden in the Big Beautiful Bill is a major win for floorplan finance: protected tax deductibility for dealer interest expenses.

As auto retail exits pandemic-era peaks and inventories normalize, margins are under pressure. What that means for auto and fleet financing lenders.

With eContracting adoption accelerating in auto finance, equipment lease financing stands at the cusp of similar transformation.

From supply chain disruptions to regulatory changes, the need for a structured and proactive approach to risk management has never been more critical.

It’s not just about macroeconomics - it’s about how you position your organization to adapt, respond, and stay resilient in a shifting global landscape.

Whether you are a regional bank, independent or captive lender, growth in asset finance strains operations. The solutions that make scaling less painful.

Federal Reserve warnings on proposed tariffs point to higher costs and uncertainty for fleets. How tariff risk changes commercial fleet financing requirements.

Executives are constantly seeking ways to enhance operational efficiency, foster stronger client relationships, and unlock new revenue streams.

What is equipment finance? How businesses acquire machinery, technology and tools without large upfront costs, and the main structures lenders offer.

In order for banks to protect their customers and their assets, security and risk controls must be prioritized as serious matters.

What is distribution finance? How manufacturers, distributors and retailers use it to keep inventory moving, and how it differs from other financing.

When it comes to acquiring new equipment for your business, understanding the terms of equipment financing is critical for your business.

In the equipment financing and leasing industry, success hinges on operational efficiency and meticulous risk management.

Inflation, disruption and high rates make supply chain finance harder in 2025. How automation reduces risk and helps businesses scale.

The five trends shaping vehicle finance in 2025: technology adoption, changing consumer preferences, tighter credit, title digitization and more.

The CDK Global cyberattack shut down dealership software nationwide. What it exposed about vendor concentration risk and how lenders should respond.

As fleet operators seek to optimize costs and improve operational efficiency, commercial fleet financing requirements continue to shift.

As global trade continues to experience volatility, businesses must refine their supply chain strategies to remain agile.

The best equipment financing can make or break your business. But how do you find the best equipment financing solution that meets your needs?

The wholesale financing world has seen significant developments in the manufacturing sector.

The risks wholesale finance lenders face across credit, collateral and operations, and practical strategies to mitigate each one.

There have been some notable shifts influenced by various economic and market dynamics.

Automation is reshaping how trade finance transactions are processed and risks are managed. The market impact and scalability benefits for lenders.

A 30-day pause on 25% tariffs for Canadian and Mexican imports buys equipment finance lenders time. What to do with it and what to watch next.

The equipment leasing and finance industry is heading past $1 trillion. Here is how equipment finance software helps lenders manage risk as they scale.

In 2025, the vehicle finance industry is undergoing a significant transformation driven by the rapid adoption of modern technology.

On May 21, 2024, Ritchie Bros. Auctioneers held an auction event in Denver, showcasing a wide array of heavy equipment and vehicles.

Small and Medium-Sized Enterprises (SMEs) are the backbone of global supply chain logistics, yet many struggle to secure timely and affordable financing.

Manually processing funding requests drains loan servicing teams. How automation speeds approvals and frees operations staff for higher-value work.

For technology professionals, managing end of life technology can be a logistical and operational nightmare - let alone extremely risky.

A guide to distribution finance options for manufacturers, distributors and retailers, and how the right structure keeps inventory moving.

The equipment financing sector continues to expand, spurred by economic growth, technological innovation, and increased business investment.

Embedded finance, often seen as a modern fintech innovation, has roots that stretch back further than you probably realize.

The equipment financing sector is undergoing a significant transformation, with embedded finance emerging as a key driver of innovation.

As production capabilities improve and supply chain issues are mitigated, car manufacturers are witnessing a notable increase in inventory.

The equipment financing trends shaping 2025: economic shifts, technology adoption, changing borrower expectations and what lenders should prepare for.

Buy, partner or build? How floor plan lenders should weigh wholesale finance software options, the hidden cost of internal systems and what each path costs.

BNP Paribas has made a significant move in the inventory financing sector by partnering with Apollo Global Management.

Acquiring new equipment is often essential for business growth, but the substantial upfront costs can be a major hurdle.

Are equipment loans easier to get than other business financing? What lenders look for, why the equipment itself helps, and how to prepare.

The equipment leasing and financing sector is a cornerstone of business operations, particularly for industries reliant on fleet management.

A dealership fraud headline was read as a bad-actor story. The real lesson is a systemic blind spot in how floorplan lenders monitor collateral.

Monolithic LMS migrations are losing ground in 2026. Why modular platforms are winning floorplan and wholesale finance migrations, and what to evaluate.

Wholesale finance software projects start with a clear mandate and drift. What we learned about scope creep, saying no and keeping lender clients happy.

C-suite and operations leaders in wholesale and floorplan finance are being pulled in two directions at once.

Great economics, painful operations: why inventory and floor plan finance still feels hard, and what tech-forward lenders are doing differently.

Stock financing is Europe's version of wholesale or floor plan finance. How it works, who uses it and how it compares to the U.S. model.

Solifi has acquired DataScan, the largest wholesale finance and inventory risk platform in North America. What the consolidation means for lenders.

Asset and wholesale finance run on a patchwork of LMS, audit, title, bureau and CRM systems. VeroOS is the orchestration layer that connects them.

The GENIUS Act formally recognizes digital documentation, opening the door to real-time risk management frameworks for floor plan lenders.

In today’s fast-paced business environment, effective supply chain management and financial control are crucial for long-term success.

Wholesale vs. inventory financing: how the two structures differ, what each means for a community bank, and how to transition from one to the other.

How real-time analytics change floor plan and wholesale lending: live collateral monitoring, earlier risk signals and faster credit decisions.

Why wholesale financing fits community banks: the business case, the deposit opportunity, choosing asset verticals and how local banks compete with captives.

Over the past decade, most of the attention in fintech has gone to sleek apps, neobanks, and frictionless payment experiences.

A new Yahoo News piece frames the issue the way most people first feel it: as a trust problem for car buyers.

For wholesale and floor plan lenders, system migration tends to land on the desk of Ops and risk leaders at the same time.

Connecting dealer experience metrics to migration ROI is how you turn a “nice UI” into a hard-dollar business case your CFO and board can get behind.

Walk into almost any commercial lending group today and you’ll see a weird split-screen reality.

Lenders who turned their loan management systems into one-of-one custom builds are about to pay twice: once to build, again to migrate.

When did tech stack become tech debt? Why orchestration, not another point solution, is the next wave in equipment finance operations.

DataScan by Solifi – two established finance tech providers merging under one banner.

Vero will demonstrate its AI-enhanced asset finance platform at the ELFA Innovation Lab Conference & Exhibition 2025, September 8-10 in Denver.

Vero Technologies and Accend launch the NextGen Leaders Dinner Series, an invitation-only forum for rising decision-makers in wholesale and asset finance.

Vero launches its Title Management System with First Business Bank, enabling straight-through processing across the bank's entire title workflow.

The automotive supply chain has changed and funding models need to catch up. Why the value chain needs a more dynamic capital stack than legacy structures.

Equipment lease financing, a vital component of asset finance, is particularly impacted by these regulations.

The trends reshaping asset financing for mid-sized banks, and how understanding them helps banks stay competitive and serve a broader range of clients.

As companies continually seek innovative ways to manage their finances and invest in growth, asset finance has gained significant traction.

As many new services appear for banks, it is important to be cautious when performing diligence on potential new vendors that offer floor plan lending.

While we may not know exactly how fintech will impact our future, we have an idea as to who will be leading the charge.

The maritime industry is adopting technology to make global trade finance more transparent, flexible and cost-efficient. The enhancements that matter most.

The Federal Deposit Insurance Corporation (FDIC) offers comprehensive guidelines for banks engaging with third-party service providers.

Thanks to Vero Technologies for contributing to the ICBA ThinkTECH Accelerator’s Founder Feature series!

It has never been easier to implement cloud-based software to improve your wholesale financing business.

After prolonged shortages, vehicle inventories are rebounding and auto financing is following. What the recovery means for dealers and floor plan lenders.

What the February 2025 J.D. Power-GlobalData automotive forecast means for fleet financing, and how lenders should position for shifting market conditions.

As U.S. and EU trade tensions escalate, businesses need a plan for supply chain operations. Practical strategies for managing cost, risk and inventory.

The equipment rental market is expanding at a rapid pace, altering the landscape for financed equipment lenders.

ICBA, The Venture Center and the State of Arkansas launch the 2022 ThinkTECH Accelerator, with Vero Technologies among the community bank fintech cohort.

Picking the right financing options for your business is crucial to your success. Two common methods to achieve this are asset finance and direct loans.