Industries · Banks

Wholesale lending your risk committee can sign off on

Launch or modernize a floor plan program on VeroOS, with credit, servicing, titles, audit and portfolio risk in one platform that sits on the core you already run. Grow the book without building an operations shop.

Welcome, Morgan ReyesJuly 14, 2026
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Onboarding
Tracker
Archive
RSM Tracker
25
New Application
11
Document Collection
12
Underwriting
11
Contracting
New Application 25
Document Collection 11
Underwriting 12
Contracting 11
Dealer name
Application submitted
Requested amount
Credit score
RSM
Document upload
Cedar Creek RV Center
Underwriter: Dana Whitfield
March 17, 2026
Application signed
$500,000
Richmond, VA
680
Jordan Blake
10 / 14
Updated Apr 17
Northline Power Sports
Underwriter: Marcus Hale
March 17, 2026
Application signed
$500,000
Savannah, GA
800
Jordan Blake
10 / 14
Updated Apr 17
Summit Marine Group
Underwriter: Priya Nair
March 17, 2026
Application signed
$500,000
Portland, OR
700
Casey Monroe
10 / 14
Updated Apr 17
Delta Auto Group
Underwriter: Owen Brooks
March 20, 2026
Application signed
$100,000
Columbus, OH
800
Riley Fenn
10 / 14
Updated Apr 17
Ridgeline Motorsports
Underwriter: Talia Grant
March 20, 2026
Application signed
$250,000
Southfield, MI
750
Devon Marsh
10 / 14
Updated Apr 17

Banks don't lack capital for wholesale. They lack a way to run it without building an operations shop.

Floor plan lending means dealer onboarding, funding, curtailments, titles and audits: the operational load that keeps most banks out. VeroOS handles that workflow so your team manages portfolio strategy, not paperwork.

For banks

A wholesale program, without the build

Everything a floor plan line needs: modular, compliant and running on the core you have.

Turnkey program launch

Stand up a complete wholesale line, with credit policy, dealer onboarding, funding and servicing configured to your bank.

Modular on your core

Sits on top of your existing LMS and core systems. Adopt module by module on open architecture, with no rip-and-replace.

Pipeline

Configurable credit policy with bureau and open-banking data, so decisioning and documentation live in one pipeline.

Title Management

Curtailments, payoffs and the full physical and electronic title lifecycle, handled inside the workflow.

Audits

Scheduled audits, real-time alerts, and a defensible record your examiners can follow start to finish.

Risk & Reporting

Real-time dealer scoring, utilization and reporting your risk committee can act on, not month-end surprises.

Credit team reviewing portfolio reporting together
Annual review completeHarbor Material Handling
Built for regulated lenders

A wholesale book your committee can see into

Credit, risk and reporting in one system, with every action attributed and every document held against the record it belongs to.

  • Standard and custom portfolio reports, scheduled and exportable
  • Automated risk alerts and open banking feeds that surface issues early
  • Digital and on-site audits with photo verification
Two ways to run it

License it, or let us operate it

SaaS
Run it on VeroOS

License the platform and run the program with your team, on your core. Modernize module by module with open architecture.

Explore the platform →
Managed Services
Launch with our operators

Our team runs funding, servicing, audit and dealer support under your brand. You own the credit decision and the customer.

Explore Managed Services →
Why banks choose Vero

Built for regulated lenders

01
Purpose-built for wholesale

Configured for tri-party funding, servicing, titles and audit, not a generic loan system with a floor plan module bolted on.

02
Modular on your core

Open architecture lets you adopt module by module and keep your systems of record, bureaus and banking data in place, with 40+ integrations live.

03
Compliant and auditable

Controls, real-time alerts, and a defensible audit trail built for the scrutiny regulated lenders operate under.

04
Proven to launch fast

One regional bank launched powersports floor plan lending in under 120 days on VeroOS, without adding a single operations hire.

First Business Bank, the specialty finance arm of a Nasdaq-listed bank, went live on Vero's Title Management System in 2025 and measured a 69% reduction in median title processing time. Read the study →

Bring wholesale lending to your bank

A 30-minute walkthrough with our wholesale finance team, mapped to your core, your credit policy and your book.