A Solifi alternative for floor plan lenders

VeroOS was built for wholesale finance. Dealer and supplier portals run on the same data model. If your floor plan book runs on Solifi, start here: what to compare, and what moving that book involves.

The short answer

Solifi sells a platform for many kinds of secured finance, wholesale among them. Its wholesale finance page now features Wholesale Intelligence and RiskGauge, both from DataScan. VeroOS was built for wholesale and floor plan programs, from application to payoff.

Compare with your setup See the comparison

VeroOS · Funding

Funding requestsChecked at submission

4 in queue

4In queue

$412KRequested

2Approved

DealerStatus

Summit Equipment Co.2 units · Invoice #44821 · $86,400

SubmittedChecks passedApprovedFunded

Lakeside Powersports5 units · floor plan draw · $124,500

Approved

Harbor Material Handling3 units · auction lot · $139,100

In review

Over line · Prairie Line Ag & TurfRequest exceeds available credit

Needs judgment

Funded · Summit Equipment Co.$86,400 · advance rate applied by source

What Solifi offers today

Solifi launched in 2021 when IDS took a new name along with two companies it had acquired: William Stucky and Associates plus White Clarke Group. It has kept buying since. Leasepath joined in July 2025 and DataScan in September 2025. Inovatec, a retail lending technology company, joined in September 2026.

Solifi describes itself as a unified platform for secured finance. For wholesale and floor plan, its pages list:

Wholesale Intelligence: DataScan's loan accounting and portfolio management product, with a dealer portal
RiskGauge: inventory risk monitoring, with Onsite physical audits plus uVerifi dealer self-verification
Solifi FMO: quote-to-activation workflows for asset and wholesale deals, built on Solifi's Open Finance Platform

Before the DataScan deal, Solifi sold its own product called Solifi Wholesale Finance. Its current wholesale page doesn't say how that product relates to Wholesale Intelligence. If your floor plan book runs on Solifi, ask which product your next term covers.

Why lenders compare now

1
Two wholesale products, one ownerSolifi had its own wholesale finance product before it bought DataScan. Ask which one your contract renews on, plus what the plan is for the other.
2
Renewal is the decision pointNothing has to change today. But a renewal is when you either sign for another term or start a move, so compare before the quote arrives.
3
Floor plan is most of your bookIf wholesale is your core business, compare the day-to-day work on each system: how it handles units, curtailments, audit exceptions. The module list tells you less.

A four-level highway interchange at sunset, with ramps crossing in every direction — **One record per dealer and per unit**Applications, funding, audits plus titles on the same data

Solifi and VeroOS for a floor plan program

Solifi compared with VeroOS for a floor plan program
	Solifi	VeroOS
Scope	A platform for secured finance: leasing, loans, asset-based lending, factoring, wholesale	Built for wholesale finance. Equipment, trade plus rental programs run on it too
Dealer underwriting	DataCision, plus underwriting steps in Solifi FMO workflows	Pipeline: digital application and underwriting workflow. Credit decisions stay with the lender
Wholesale servicing	Wholesale Intelligence. Solifi also sold Solifi Wholesale Finance before the DataScan deal	Funding, Payments, Inventory plus Account Mgmt / Servicing modules. One record per dealer and per unit
Dealer self-service	A dealer portal within Wholesale Intelligence	Dealer Portal for funding requests, payoffs, statements plus documents
Audits	RiskGauge, with Onsite physical audits plus uVerifi dealer self-verification	Digital and on-site audits in one workflow, with an evidence trail on every closed audit
Title operations	Not described on Solifi's wholesale pages. Ask your account team	Title Management: batch intake, OCR VIN verification, custody plus tracked release
Who runs it day to day	Your team, with implementation from Solifi or its delivery partners	Your team, or Vero under Lending-as-a-Service, behind your brand
Hosting	Open Finance Platform on AWS. Wholesale Intelligence on AWS with an Oracle database, per the sub-processor list	Cloud-native, multi-tenant SaaS. SOC 2 Type 2 attestation, Security criterion

Sources: Wholesale finance software · Wholesale Intelligence · RiskGauge · Solifi FMO · DataScan acquisition · Solifi Wholesale Finance release, 2022 · partners · sub-processors

What moving a floor plan book off Solifi involves

Moving a floor plan book off Solifi works like any conversion. Every unit has to tie out before cutover, along with every dealer balance. The extra question is scope. If Solifi also runs your leasing or asset-based lending, decide early whether those books stay where they are.

We run every implementation in five phases with a sign-off between each one. Data migration happens in the Build phase. We don't publish a standard timeline, because it depends on how much you're moving: dealers, units, integrations.

Read the conversion checklist

1
Start with the contractYour notice date matters more than your renewal date. Check your export rights too, plus how long you keep read-only access.
2
Decide what movesMove the floor plan book on its own, or more of your portfolio. Each answer changes the integration list.
3
Tie out three waysPortfolio totals first. Then dealer totals. Then every unit, on the same cutoff date.
4
Tell dealers before anything changesTheir credit agreements stay with you. Logins and payment instructions change, so dealers hear the date early.

Move the floor plan book, keep the rest

VeroOS can take over the floor plan program while Solifi keeps running your other books. It can be the system of record for the program, from application to payoff. It can also run one capability next to the core you keep. Title Management is the most common standalone deployment. Audits and the Dealer Portal deploy the same way.

Want VeroOS running next to Solifi for a while? We'd scope any data connection with you and Solifi first, based on what your instance exposes.

Prefer not to staff servicing yourself? Vero can run the day-to-day servicing and audit work on VeroOS under Lending-as-a-Service, behind your brand. Credit decisions stay with you.

Compare with your setup How implementation works

Solifi alternative questions

Is VeroOS an alternative to Solifi for floor plan lending?

Yes, for the wholesale side of a portfolio. VeroOS runs the floor plan program from application to payoff on one record per dealer and per unit, with a dealer portal on the same data. It can take over the program while Solifi keeps your other books, or replace one capability at a time.

Can we move floor plan to VeroOS and keep Solifi for leasing?

Yes. VeroOS can run the floor plan program on its own while your other books stay on Solifi. Shared pieces such as the general ledger feed would need a connection. We'd scope that with you and Solifi first.

What did the DataScan acquisition change for Solifi customers?

On September 23, 2025, Solifi announced it had acquired DataScan. It said customers of both companies would keep their existing service level commitments. Its wholesale finance page now features DataScan's Wholesale Intelligence and RiskGauge, so ask your account team which wholesale product your contract covers.

How long does a move off Solifi take?

It depends on the number of dealers and units. History matters too, as does the count of integrations that need a new source. Vero runs implementations in five phases with a sign-off between each one and doesn't publish a standard timeline.

Does Vero lend the money?

No. Vero is a software and services company. Credit and underwriting decisions belong to the lender. Vero's software supports those decisions and doesn't make them.

Running DataScan?What to compare for servicing and audits.Compare with DataScan →

The conversion checklistWhat moves, how to tie it out, what to settle first.Read the checklist →

Stay, extend or migrateWhat the Solifi and DataScan deal means at renewal.Read the analysis →

Solifi and DataScan are trademarks of their owners, as are their product names. Vero Technologies isn't affiliated with or endorsed by either company. Details about Solifi come from its own published pages as of November 4, 2026. Check current details with Solifi.